If you have just passed your test, buying your first car can be a momentous decision and one that has many alternatives. Young Academic is yet again on hand to give you a few invaluable pointers regarding that all important first vehicle. Getting yourself on the road, preferably before you go to University or start your first job, is crucial as it will give you an added level of freedom and flexibility.
Firstly, there is the financial side of getting your first car. If you haven’t been lucky enough to have one bought for you by your family, then the onus is on you to find the funds for what it one of life’s big expenditures. If you have just passed then the likelihood is that you haven’t had time to save up several thousands of pounds for a car, so you may well have to look a borrowing. You can use some of the more recognised car finance websites and if you have a bad credit score, there are other services available such as RefusedCarFinance.
Choose The Right Car
You should choose a car that is suitable for your needs. For example, if you are living in the city and need something practical then you may want to choose something economical and suitable for urban terrain. You may also want to consider a more environmentally friendly hybrid. On the other hand, country folk tend to go for 4×4’s or other vehicles that are suitable for going off road. Consider when and where you will be using your car as once it is bought, there will be little time for change.
You also need to bear in mind that the higher performance cars will increase your insurance premiums, so although it may impress your pals to rock up in the latest BMW; this could end up costing you an absolute fortune.
If you are taking your car to university with you, then Young Academic’s advice is to go practical. You may not be using it very often apart from driving home and the likelihood is that pennies will be tight. Pick something that will get you from A to B and do the job, you can always get something more impressive after you have graduated.